I really could use some help with my financial situation. I have exhausted all my options, and don't know what to do.
I will attempt to sum up the situation as best as I can. My family's financial situation started when I was pregnant with my son. We were okay financially before then. Well, my pregnancy caused me to have to quit one of my jobs due to health reasons. Unfortunately, it was the better paying job. Then, my pregnancy just went from bad to worse and I had to be off work (without pay) for longer than anticipated. With just my husband's income, we got so far behind on our bills. When I finally was able to go back to work, I wasn't making enough to catch us up on our essential bills just to live, let alone other bills. Eventually, the bills that we had been unable to pay before, started to catch up to us....our wages started to get garnished. We ended up losing our house that we were buying, and we had to move into a rental. Since then, it has been nothing but a struggle. Then, to make matters worse, I recently sustained a workplace injury to my right shoulder (I'm right-handed). I had to be on pain meds that didn't allow me to work. However, I was still told that I was still supposed to work light duty. And, even though the reason I had to miss work was directly related to the injury I got at work, I was told that missing work due to the pain meds was considered unexcused and not covered under workers comp and I could not use my vacation or sick time either. It came to the point where I was in a situation where I was gonna get fired, or I had to quit. I did not want a firing on my record...especially since I had been there for 9 1/2 years out of the last 11 years. I decided to quit my job to avoid the bad mark on my employment record. That was about 4 weeks ago, and still no job, due to my injury and I'm still limited in what I can do. THEN.....if things aren't bad enough already......I found out about a week and a half ago, that we are expecting our second child. Don't get me wrong, I'm happy about the pregnancy and feel blessed about that, but.......How are we gonna make it????? We have a 2 year old and another baby on the way. I have a disconnect notice on the power bill that I had to write a bad check to postpone it getting shut off. When that doesn't go through, the power will be shut off. My husband's wages are being garnished still for medical bills from my last pregnancy and birth. Rent is due, the payment on our only vehicle is due, everything is due NOW and we have NO money to pay it. If you are able to help in any way, my family would greatly appreciate it.....whether you can loan money, give money, or just give advice......I will take whatever help I can get. I absolutely HATE asking for help, but we have exhausted all our options and don't know what to do. I am in tears writing this because I am so stressed and worried about my family's future. Please help us.