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The full extent of my circumstances can be found in my blog.  I am currently unemployed. I don't expect to see any money for another couple months if I don't find employment. I am left with no other choice but to cash in my 401k.

But in the meantime I am desperate for help and can even pay the money back.  I have a daughter still in high school and many expenses. But it's difficult to get a loan when you're unemployed.

Please help if you can.  Thanks

Hi,I am a single mom who has recently lost her job of 13 year.I have taken a 50% cut in income.My daughter started college this fall but is dropping out this next semester because we simply can't afford gas to get her there.We are not making ends meet,we don,t have food most times.I recently found out i have numerous large complex cyst on my ovaries that are suspicious.I have had stomach cancer in the past. I really need surgery now.I am needing to raise at least 2000.00 to pay for bills and expenses while i am out recovering. we don't have hardly any family.This will be the first year that i have never been able to get my daughter christmas.My shower wall is caving in and causing severe water damage and there is nothing i can do.Right now the surgery is the most pressing .I must do all i can to improve my health so i can take on a more demanding job with better pay so I can get my daughter back in college.I am so lost on what to do.I there is any one that can help or knows an organisation that does help,please let me know.Thank you very much just for stopping to read this.

Please help me.....I am 42 with three kids. Single mom......I just lost my job. I have no money. I know I can and have filed for unemployment and state help, but in the meantime, what do I do? I need financial help until I can get on my feet.

I really could use some help with my financial situation.  I have exhausted all my options, and don't know what to do.

I will attempt to sum up the situation as best as I can.  My family's financial situation started when I was pregnant with my son.  We were okay financially before then.  Well, my pregnancy caused me to have to quit one of my jobs due to health reasons.  Unfortunately, it was the better paying job.  Then, my pregnancy just went from bad to worse and I had to be off work (without pay) for longer than anticipated.  With just my husband's income, we got so far behind on our bills.  When I finally was able to go back to work, I wasn't making enough to catch us up on our essential bills just to live, let alone other bills.  Eventually, the bills that we had been unable to pay before, started to catch up to us....our wages started to get garnished.  We ended up losing our house that we were buying, and we had to move into a rental.  Since then, it has been nothing but a struggle.  Then, to make matters worse, I recently sustained a workplace injury to my right shoulder (I'm right-handed). I had to be on pain meds that didn't allow me to work.  However, I was still told that I was still supposed to work light duty.  And, even though the reason I had to miss work was directly related to the injury I got at work, I was told that missing work due to the pain meds was considered unexcused and not covered under workers comp and I could not use my vacation or sick time either.   It came to the point where I was in a situation where I was gonna get fired, or I had to quit.  I did not want a firing on my record...especially since I had been there for 9 1/2 years out of the last 11 years.  I decided to quit my job to avoid the bad mark on my employment record.  That was about 4 weeks ago, and still no job, due to my injury and I'm still limited in what I can do.  THEN.....if things aren't bad enough already......I found out about a week and a half ago, that we are expecting our second child.  Don't get me wrong, I'm happy about the pregnancy and feel blessed about that, but.......How are we gonna make it?????  We have a 2 year old and another baby on the way.  I have a disconnect notice on the power bill that I had to write a bad check to postpone it getting shut off.  When that doesn't go through, the power will be shut off.  My husband's wages are being garnished still for medical bills from my last pregnancy and birth.  Rent is due, the payment on our only vehicle is due, everything is due NOW and we have NO money to pay it.  If you are able to help in any way, my family would greatly appreciate it.....whether you can loan money, give money, or just give advice......I will take whatever help I can get.  I absolutely HATE asking for help, but we have exhausted all our options and don't know what to do.  I am in tears writing this because I am so stressed and worried about my family's future.  Please help us.

Hello, my name is Michael.  I found this online at the county library.  I am facing difficult times right now and need someone out there to perhaps stick out a helping hand.  A couple of years ago, right before christmas, my wife who was pregnant with our first child, was hit  by a drunk driver, and they both passed.  I lost everything.  I moved to where I live now in july of last year to work for a company that is part of a nationally known chain.  I lost my job and am on the verge of losing my house and everything else in it at this time.  Moving here was suppose to be a fresh start after losing my family, but it has turned into a nightmare.  I have no family here, and no one to help me with anything.  I have applied for over 80 jobs, but the market here is terrible.  I have never felt so alone.  I am looking for a guardian angel out there to just have the ability to give a gift out of love.  I hope and pray that there is someone out there.  Thank you and god bless.

I'm a single mom who recently lost her job. Three weeks before going out on maternity I was notified that my job was being eliminated and after maternity I would be coming back to a new position. After a couple of months in the new position (one of which I was not qualified for) I was notified I was being let go. I am not sure exactly how I am going to continue taking care of my daughter, feed her maintain the roof over her head and worry about all the debt I've created trying to do so thus far. I have accumulated tons of bills from diapers, formula, food and even clothes. If there was some way to just make the debt go away, I would at least feel like I had some ground to stand on. I have been interviewing for possible jobs but only to be let down without call backs. I am hoping that soon a door will open, soon I will be able to know my daughter's future will be a bright one. If there was one thing I wish for this christmas it would be to wash away the past and let me start a new future. I wish to rid myself of the debt, get a new job and take care of my daughter so that she has a good future ahead of her.

I am a single mother with two kids age 10 and 4. I lost my job when the economy took a downfall. We lost our house and my car is hanging on its last limb. I graduated in Aug with my Bachelors degree in Business Administration and was sure I would find employment right away. However the search was much longer than I had anticipated. My childrens' father is in another state and does not contact the children or help in any way. I am very grateful to say that I finally found employment, but will not be starting my new career until Dec 14. I will not receive my first check until after Christmas. My children have really suffered trememdously through all of this and I want nothing more than for them to have a good Christmas that they deserve! God Bless You.

hi im a single mum 2 my daughter im losin my job next week jus before xmas , jus need advice an how im gonna survive over xmas with no money , an im in a council house how can i pay the rent with no job , i no illl get housin benefit but tht could take weeks 2 come through , im jus scared ill lose everyting , my home , my daughter jus because iv lost my job , is there any one with any advice

Okay - here is my story of why my husband and I need help. I lost my job (the breadwinner) last May and have not been able to find a comparable job to bring in a livable salary as well as additional things like glasses. My husband are both on high blood pressure medicine, medicine for mood disorders in addition to anxiety. I have also COPD and we both have disabetes. Mine is weight controlled now and his is medication controlled. So since we have the diabetes and glaucoma on his side it is medically necessary we get exams each year which is no problem since we have Kaiser insurance with eye coverage but it does not give us much break on lenses or frames and it would be around 300.00 just for his lenses and 300.00 for mine. So here so we are stuck and we both have woren glasses since we were children so we have to have them. So we need help we both have frames we can reuse. Our medication amounts are close to 300.00 a month. Please tell us is there anything you can do help us? Our bills are behind we already depend on our church for low cost food we roll pennies for gas. We really need someone to stop in and help us as soon as possible. We also have no family to help us - won't someone help PLEASE.

Need help with medical bills. when I got sick my husband was the only person I had to take care of me. He gave me 6IV's and 12 injections a day after I got home.I was only 80 Lbs and had to have help to just get up.  His job let him go because he could not report back to work the day they needed him to he got notice by e-mail.He is still looking for a job and I have filed for disability but do not know how that is going to go yet. In the mean time the calls are comming in and that is such a awful feeling. we have been living off a 401K that is almost gone.

This has been a really tough year.  I know i shouldn't complain, because I know there are those even less fortunate, but here goes.

I lost my job in July.  I was already behind 2 months in the mortgage, so we went into foreclosure and because Chase refused to work with us and our home was put up for auction, we declared bankruptcy that morning.  Our mortgage, and a few other small bills were included as we  do not have any outstanding loans or credit card bills. With my husband's salary and my unemployment we make $36.00 too much to receive food stamps for a family of 5.  I've been looking for a job sending out resumes daily, networking, interviewing, you name it.  I keep hearing I'm overqualifed, but I certainly don't feel like it.  My husband is working, but my salary was the major salary.  Now both of our cars are broken and as we are barely keeping up with daily necessary expenses, I can't affort to get either of them fixed.  We live close to his work so my husband rides his bike to work and my kids are having to get rides home from friends.  This is bad enough, but I don't have transportation to get to interviews much less take a job. 

One car needs a front end job, the other a new fuel pump.  We have always been people who have done much to help others.  Last year I gave Thanksgiving and Christmas dinners to 10 families, and Christmas to 6 other children.  This year I can't afford Christmas for my own children and am barely providing for them.  But I know I will be able to provide as soon as I find a job.  I just need  a car to get there.  I pray and have to believe there is help out there for us somewhere. 

It helps just finally writing about this.  Thanks for listening.  I hope to come back to this list one day and help someone in need.    God bless.  Jane  

Please help! I am a father of 3 and have been out of work for a month now. We have no savings because many unexpected set backs. I just need some assistance until I find another job. Anything is appreciated.

Hi.  My sister and I are in need of financial assistance.  We both lost our jobs in May 2009.  My sister was scheduled to start a new job in June, but she kept getting a run around with start dates.  We are both scheduled to start working at least two jobs in September.  We are behind a month on rental payment ($2054).  We are being threatened with eviction.  Our lease is up at the end of the month.  We'd like to move out because we can't afford to live here, but we don't have the money to cover moving expenses and/or deposit/first month's rent.  We have been behind on paying our credit cards.  Both of us have maxed out our credit cards.  We are normally very smart when it comes to money, but because we lost our jobs and had no income we had to use our credit cards as a last resort.  Both of our checking accounts are negative.  My sister's car was just repo this a.m.  She owes $5000 to get it back within 10 days.  It sucks because if she can't make that payment then she won't have the means to get to her jobs.  We'll be working as tutors and afterschool enrichment instructors so we both rely on our cars heavily.  We work in different areas so carpooling isn't an option.  We don't have any family to turn to which makes this situation even more difficult.  We need about $10,000 immediately.  I know that this is a large sum of money to request, but we will somehow pay you back once we get on our feet.   

I worked for a construction inspection company from 2000 to 2008 as a soils specialist. I had a work related accident a few years ago. My back started bothering me. I did see a doctor at that time but was more interested in milking my insurance rather than get to the cause of my problem. He did find a tumor and operated to remove it. Insurance covered some but not all. Leaving me with a considerable bill. I paid that off. But, my back still bothered me. Fall of 2007, my arm started to become numb. I saw a different doctor who diagnosed degenerative disk disease. I was sent to a neurologist, who recommended and scheduled surgery. He did not understand the physical nature of my position and indicated I would return to work in a few months.The surgery was expensive and my insurance company paid half of it. Leaving me with  The company I worked for, eventually officially fired me, as I couldn't return to my former duties and had no other position available. I have not been able to secure full-time work and part-time work has been scarce. I have paid as much as I could toward my bills. But, money goes so far. I have worked partime jobs, emptied my 401k, borrowed, sold everything I could.

I have debts going to collection, lost friends and soon to be evicted from my house.

I have an ad up offering myself for odd jobs.

Hi all. I am a 20 year old student in need of some financial help. I haven't received a dime from my parents since I was 17, and up until now I haven't had any troubles. I just recently lost my job and can't seem to find anyone that is hiring. My rent is due in 2 days and I have no idea what to do. I don't have parents or a trust-fund to fall back on. All I am trying to do is go to school to better my life, and I can't seem to catch a break. In the last three months I have gotten all 4 of my tires slashed on my car, had my wallet stolen (containing $300 of rent money), lost my job, and lost my financial aid for school. I am willing to do almost anything at this point, and if you can help me I will appreciate it more than anything. God bless.